ARS Account Resolution Services adds controversial points to people’s credit reports to properly reflect their payment history on accounts opened and closed with ARS Account Resolution Services. ARS Account Resolution Services provides reports to the three major credit reporting agencies listed below:
| Equifax | Experian | Trans Union |
| PO Box 740256 | PO Box 2104 | PO Box 2000 |
| Atlanta, GA 30374 | Allen, TX 75013 | Springfield, PA 19022 |
A credit reporting agency is an entity that collects payment and credit records, payment history, and certain legal information about consumers and businesses. This information is useful for those who grant a loan in order to assess the credibility of the possible debtor and establish the interest rate and other conditions of the loan.
ARS counts resolution Services regularly reports to credit bureaus. Previously reported accounts with payment or adjustment activity will be updated with credit bureaus.